The representative APR on purchases is 31. To log in, Card Members must have an American Express user ID and password or create one in the app. Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. NEW OFFER: Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months. The benefits are lesser too, but the Delta SkyMiles® Gold Business American Express Card does offer Main Cabin 1 Priority boarding, a $100 Delta flight credit each calendar year you spend $10,000. However, certain premium cards cover your purchases for up to $10,000 per incident, with the same limit of up to $50,000 in total claims per calendar year. Amex Plum Card — Overview; The Value of a Welcome Bonus Offer. That’s equal to a 4. Sign the back of the card, and you’re ready to start using it. Bottom Line: While the Amex Business Gold card earns Membership Rewards points that have several flexible redemption options, the Amex Plum card offers the simplicity of a cash-back bonus applied at full value directly to subsequent monthly statements. Not only is it a higher amount than the up-to-$200 airline fee credit that comes with the Amex Platinum, but it's also much less restrictive. The Amex Platinum card, however, earns Membership Rewards points whereas the Delta Platinum card earns Delta SkyMiles . Amex’s fantastic Membership Rewards program coupled with a long list of benefits has long meant that the high annual fee could easily be eclipsed by the value you would get out of the card. Delta Platinum card members will pay just $50 per person, with up to 2 guests per visit. 5% cash back or pay up to 60 days later without. 5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Platinum Card. Instead of cash back, you’ll receive an unlimited 1. Amex Business Gold Card vs. You can earn 120,000 Membership Rewards points after spending $15,000 on eligible purchases within the first three months of membership, making this an. The Amex Platinum Cashback Everyday card pays you 5% back on your spending in the first three months,. You’ll need to enter the following: Email Address. Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts. 3% — making this only a 0. American Express offers world-class Charge and Credit Cards, Gift Cards, Rewards, Travel, Personal Savings, Business Services, Insurance and more. Reward your inbox with the TPG Daily newsletter. The card's $695 annual fee, which increased from $550 in 2021, is among the highest in the industry. Most of the information you need to complete an American Express business card application is straightforward. The Plum Card® from American Express is useful for small business owners who want the option to either make an early payment and earn 1. And Amex's network of Centurion Lounges is among the most exclusive in Amex's Global Lounge Collection. Select the Card below to read the full terms and conditions for Return Protection related to that Card. Uber Cash and Uber VIP status is available to Basic Card Member only. The Amex. American Express Charge Cards include privileges that are designed to enhance every aspect of your jetsetter life, such as air miles, hotel accommodation, and shopping vouchers. Banking Banking. American Express offers an array of credit cards to consumers with varied benefits, including travel and cash-back rewards on select cards, access to Amex Offers and other valuable protections and. The Delta Reserve card opens far more lounge doors than the Delta Platinum does. Find Your Minimum Spending Requirement. The American Express Plum card also is unique in that it rewards cardholders for paying off their balances early, rather than for making purchases. The Plum Card® from American Express is a unique card in that it offers business owners flexible payment options over a 60-day period rather than 30. Since the Plum Card is a charge card and not a credit card, it doesn’t come with an interest rate at all. The Business Platinum Card ® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses. Based on identical spending inputs, you’ll earn $510. The American Express® Gold Card costs about $400 less in annual fees than The Platinum Card® from American Express, a significant difference. The Business Platinum Card® from American Express is unquestionably the best premium business card, thanks to its slew of perks and ability to earn flexible, valuable Membership Rewards points. The service launched in 2020. Charges. Carry a Balance Without Interest: Where most cards that offer 0% APR do so for an introductory period, the Plum Card from American Express takes a different approach. AMEX Business Platinum VS AMEX Business Plum. Just want to add to that, most credit cards minimum due is about 1%-2% of total balance, but with plan it, 24 months plan requires 4% to be paid every. On the downside, it charges a steep $695 annual fee that can be too much for your budget if you don’t travel enough in the year to use all the. Furthermore, the Plum Amex gives you a bit more leeway than most charge. $2,000. Sure, the Gold still isn’t. com The four different types of American Express Platinum cards come with similar travel benefits but there are a few key differences. OR (2) the entire new balance of the billing statement. Yes. As a member of the SkyMiles loyalty program, you’ll get an additional 5x SkyMiles for Delta flights, equaling a total of 8x SkyMiles!Products & Services. @CLoop • 05/12/22. of the past due. You’ll also earn 1x points for each dollar you spend on eligible purchases. While the Plum Card® does come with an array of perks, it has a considerable annual fee of $250. American Express offers credit cards and charge cards mostly focused on luxury travel benefits, high-end rewards, and premium customer service. bonus_miles_full; Get 15% off SkyMiles award tickets with TakeOff 15 when booking on delta. Retailers eligible for cash-back in this category include, but are not limited to: The annual fee for the Amex Blue Cash Preferred card is $0 intro annual fee for the first year, then $95 , while the annual fee for the Amex Platinum card is $695. Amex Blue Business Plus offers 2X points on up to $50,000 in purchases per year (then 1X points), and Amex Blue Business Cash offers 2 percent cash back on all eligible purchases (on up to $50,000. Oh, and both come with worthwhile bonuses. There are cards that offer longer periods with 0% interest, but Amex might offer a higher limit. 99% . You should not use these cards for most Amazon seller transactions: Amazon Business American Express Card. Welcome bonus. com, not for any seller fees or Amazon Advertising purchases. While the Amex Platinum card offers more than $2,000 in statement credits and the Citi Prestige card only $350 in credits, you must use actually utilize the credits to maximize the stronger Amex Platinum card benefits. The Black Card has a hefty $10,000 initiation fee, a. New personal Amex Platinum card members can currently earn 80,000 bonus points after spending $8,000 on purchases in the first six months after opening the. $100 NEXUS Card Statement Credit – American Express® Platinum Cardmembers are eligible to receive up to $100 CAD in statement credits every four (4) years for application or renewal fees for the NEXUS program when charged to an eligible Card. Compare American Express Platinum vs American Express Plum Card and see which is better. The Business Platinum Card® from American Express (up to $200 airline fee credit) The Platinum Card® from American Express (up to $200 airline fee credit) Daily Newsletter. Fees Table . The Chase Sapphire Preferred® Card is the winner over The Platinum Card® from American Express. Finally, I think Amex Platinum cards are only approved for people that qualify for some minimum "hidden limit," and I've heard it's around $5k/month spend. While adenine charge card, the Plum Card has no default how limit which gives your business purchasing power speed as needed. The three iterations of the Platinum I'm comparing today include The. 99% variable rate; which is still lower than most. American Express Blue Business Cash™ Card At a Glance. We're comparing the Amex Business Gilded card to the Amex Plum card to support them determine welche card the greatest for your business how. Amex Business Gold Card; Amex Plum Card; Comparing. None. Cost includes $12. The Amex® Green Card and the Amex Platinum Card both offer flexible travel rewards. Corporate Platinum Card; Corporate Purchasing Card; Personal Card Annual Credit; PREPAID CARDS. THE POINTS GUY. of the past due. In contrast, the Business Platinum bonus is worth $2,400, making them two of the most valuable offers on the market. The Amex Platinum comes with statement credits that. S. The Platinum Card® from American Express is one of the top cards for frequent flyers, thanks to the 5x bonus category for airfare purchased directly from the carrier or through Amex Travel (on up to $500,000 on these purchases per calendar year). If. If you hold a card that is not listed, you are still able to call the phone numbers listed or call the number listed on the back of your card for assistance. *. The Amex Business Gold card is a great choice for spending-oriented businesses that may have various types of spending, whether it’s on gas or advertising. There are a variety of presentations of this card, all of which are metal: classic Platinum Card®,. View All Prepaid & Gift Cards; Banking. The Bottom Line. T&Cs. Key link: American Express Platinum application page. Credit Cards; Business Credit Cards;The Plum Card® from American Express: 1. American Express is known to have some of the best perks with its credit cards, and the card_name is no exception. $0. MORE LIKE THIS Travel Travel Rewards Credit Cards. $39 . Based on identical spending inputs, you’ll earn cashback per year with American Express Plum Card and $464. Meanwhile, slotted below the Platinum is the American Express® Gold Card, a product that carries fewer benefits but a more palatable $250 annual fee (see rates and fees). Annual fee of $695 ( rates & fees) 5x points on flights purchased directly with the airline or with Amex Travel (up to $500,000 per year) Amazing statement credits. As for declines, unless you're a real risk, small charges should still go through to avoid embarrassment. iPad. The Amazon Amex Business Card comes with an option to choose between 5% cash back and Net 60 terms on each Amazon transaction. Rewards: Earn 2% on gas and groceries and 1. Before we examine the details of our featured cards, take a look at this overview of the highlights of the Delta Platinum card and the Delta Gold card: Earn 50,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 6 months. The American Express ® Gold Card automatically wins in this category due to its much lower annual fee of $250 (see rates and fees), compared to the $695 annual fee for The Platinum Card ® from. Bottom Line: Both the Amex Platinum card and Amex Schwab Platinum card have the same rewards-earning potential for spending on either card. In this case, you’ll earn 3x SkyMiles for flying Delta. supermarkets up to $6,000 in per year in purchases, 2X points at U. The Business Platinum card is offering 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases within the first three months of card. Just let us know and. Delta Travel Benefits. The annual rewards payout assumes you charge $2,580 each. Make no mistake — the Amex Platinum card is a premium card with a premium price tag. Manage payables and receivables all in one place. This flexibility is the main benefit you’ll get. These perks come at a cost, though — the card's annual fee is $695 (see rates and fees), making it among the most expensive of all consumer cards to carry. None. Therefore, we should look at how the overall value proposition of each card moves the needle as well. Annual Fee. Also, this card only earns 1. It had a no preset spending limit with trade terms. Platinum Card members will be charged a $50 fee for each guest—or $30 for children aged two through 17. com. The Amex Schwab Platinum card offers a statement credit of up to $200 each year based on the amount of holdings in your Schwab account. Like, Comment, and Share my videos!🔔 SUBSCRIBE HERE 🔔 👇 Watch My Other Videos Here 👇 👇★ The Alliant Visa Signature. If you fly Delta, you’ll also receive complimentary access to Delta Sky. Rates & Fees. With this card you'll get access to not only Delta Sky Clubs, but also American Express Centurion Lounges, and Escape Lounges. Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible. With no need to opt-in or preselect your. While the issuer. Don't miss: Amex expands Pay Over Time auto-enrollment. Although Amex has added new Platinum perks and raised the card's annual fee, they aren't eliminating or changing the card's existing benefits. Track spending & rewards, find offers, review your balance, pay your bill and enjoy features only available in the Amex. The Platinum Card’s current welcome bonus is: 80,000 Membership Rewards Points after spending $8,000 on purchases on the card in the first 6 months of card membership. 5 percent discount on eligible charges when you. 5X miles on purchases over. The American Express App. Annual fee. If your Card is not listed on this page, if you are an Additional Card Member, or to determine whether you have coverage, please call the number on the back of. Best for airline-specific perks. Apply Now. Generally, Citi focuses on cash-back, no-frills service, and low fees. You have to pay your balance within 10 days of your statement closing date. The Mastercard Black card charges an annual fee of $495 while the Amex Platinum card charges $695. But if you can get the entire trifecta, you'll end up earning anywhere from a 4% to a 10% return (based on TPG valuations) on almost all your purchases. The Plum Card ® from American Express. Winner: The Platinum Card. Last updated on August 21, 2020. Bank Business Platinum Card is built for small-business owners who need temporary, low-cost financing. According to TPG's monthly valuations, Amex Membership Rewards points are worth 2 cents each, making this bonus worth $1,600. Consider you have twice the time to spend less than half the amount of money for the bonus points. *Welcome offer value is determined using TPG valuations and is not provided by or reviewed by the issuer. Increased Welcome Offer. The variable APR on the Amex Gold can range from 15. S. NerdWallet's . Only prepaid hotels and flights purchased from Amex Travel and flights purchased from the airline receive elevated 5x earnings on the Amex Platinum card. The American Express Platinum Card®. Enjoy exclusive access to the Amex for Foodies dining programme, with up to 20% off your bill at 30 premium restaurants. MARTIN DIMITROV/GETTY IMAGES. Terms apply. 99% to 22. American Express® prepaid Cards and Cards issued by non-American Express issuers are not eligible. It’s available by invitation only, and you reportedly need to charge at least $100,000 to $250,000 to your credit card per year to even be eligible. Earn 70,000 miles after spending $5,000 in purchases in the first 3 months. The Platinum Card® from American Express. There is some confusion about whether they are made of Platinum because of their elegant presentation. 99% to 22. When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card ® from American Express. $2,400. Refer A Friend. Earn a $100 Delta Flight Credit towards future travel after you spend $10K in purchases on the Card during a calendar year ‡. American Express® Gold Card: Best for foodies and earning on food and grocery purchases. 5% unlimited Early Pay Discount; Extra Days to Pay option (make your minimum payment on time, then take up to 60 days to pay the rest with no interest; Terms apply; $250: Co-branded cards: Rewards rate: Annual fee: The Hilton Honors American Express Business CardIf your expenses are under 50k/year, you should be using the blue Business Plus. 5X miles on purchases over. The Platinum Card® from American Express: Best for luxury perks. In 2011, they put a spending limit on my account of $1500. The Business Platinum Card® from American Express. There is an exception: cards such as The Platinum Card® from American Express and American Express® Gold Card don’t count toward this limit. or . Hilton Honors American Express Aspire Card. CreditSecure®. American Express offers excellent membership benefits on its premium cards, including various luxury travel perks. So whether you love (or don't love) the $200 annual airline fee credit , the up to $200 in annual Uber Cash , and up to $100 in annual Saks Fifth Avenue credits , they'll be sticking around. *. 5% discount when you pay your bill early. $250 Transaction Fees Foreign Transaction. 5%; August 1, 2023 – 4%; August 1, 2024 – 4. For starters, the Sapphire Reserve still has an edge over Amex regarding the $300 annual travel credit. Delta SkyMiles® Platinum Business American Express Card. It is a Charge card, like the Gold or Green or Platinum. American Express offers an array of credit cards to consumers with varied benefits, including travel and cash-back rewards on select cards, access to Amex Offers and other valuable protections and. In this Plum Card from American Express review, you’ll. $39 . PERSONAL SAVINGS. Amex Plum gives a discount of 1. 24% APR for Pay-Over-Time purchases, which is lower than many premium travel rewards cards -- but still much higher than you should ever be paying. As a Corporate Green Card Member, you are eligible to enroll in Hilton HonorsTM Silver Status‡ and enjoy benefits that can help your Hilton stays feel more rewarding — whether you’re traveling for work or play. It’s worth noting, however, that U. The Plum Card® from American Express is useful for small business owners who want the option to either make an early payment. The best charge card is The Plum Card® from American Express because of its many rewards and perks. Verdict: Once the $200 travel credit is taken into account, the Platinum Card’s price point is more favourable. American Express Gold is a better card to use abroad than Amex Platinum, because you earn double Membership Rewards points when spending in a foreign currency. The card now comes with a whopping 120,000 bonus points after you spend $15,000 in your first three months. On the surface, the personal card's terms might seem better. For now, let’s take a look at how to actually earn these points! 1. The Plum Card® from American Express – Flexible repayment options; The Business Platinum Card from American Express. Delta Platinum card members and additional card users can receive access to Sky Club lounges when traveling on a same-day Delta or partner airline flight. You can get a discount of 1. The Plum Card from American Express is a unique business charge card with a flexible payment option. The variable APR on the Amex Gold can range from 15. The Plum Card ® Issuer: American Express National Bank. But the truly unique element of the offer is a bonus multiplier on non-travel items. No one could tell me why, nothing derogatory or whatnot on my personal or business's credit. Earn 2x points for each. Welcome bonus: 70,000 Membership Rewards points after spending $10,000 on. Others should look for a straight-up. Corporate Programs. 8. But one of the most tangible perks of select American Express cards is airport lounge access. Sign the back of the card, and you’re ready to start using it. Both cards offer a variety of statement credits and perks to help offset their yearly fees. See Rates & Fees Card Rewards. See the pros and cons of American Express The Business Platinum Card vs American Express The Plum Card based on no annual fee, sign up bonus, perks, interest rates, and more. Credit Score 101. Credit Cards. $39 . 2¢ off every gallon on your statement. The Capital One Venture X Rewards card debuted in late 2021 with excellent travel perks and an annual fee of $395 — the lowest of any card on this list. Won't affect your credit score. ScorpioRising55. Eligible purchases can be paid over time, up to the amount of your Pay Over Time Limit on your account. By contrast, the Amex Platinum Card currently offers a lower welcome bonus: 80,000 points after spending $8,000 within the first six months of card membership. 85 cents each. Amex and Chase points are both worth 2 cents each in TPG's valuations, and both bonuses require the same amount of spending ($15,000 in the first three months). TPG's valuations peg the value of Membership Rewards points at 2 cents each, making the 80,000-point bonus worth $1,600. Winner: Amex Business Platinum. Spend $5k, pay it off, rinse and repeat. 04% difference. The Platinum Card® from American Express is most definitely the latter. The Delta Reserve offers. Legal business name. When the travel credit is netted against the annual fee, we can think of the Platinum Card as having an “effective annual fee” of $499, which is more favourable than what the premium Aeroplan cards are charging. In the realm of rewards, the Cobalt Card boasts a dynamic points system,. Centurion. The Scotiabank Platinum American Express card also has the lowest APR and annual fee of all the Platinum American Express cards available at 9. The business version of the card bears an. Rates & Fees. 73. If you do not pay for two billing periods in a row, the fee is the greater of. The personal Platinum card earns 5x Amex Membership Rewards points on airfare booked directly with airlines or through Amex Travel (note: Starting January 1, 2021, the 5X points will apply up to. Card details. If you have more than $25,000 credit limit on a credit card or a combined credit limit of $35,000, it will trigger a financial review. The Early Pay Discount allows you to earn unlimited 1. American Express. of the past due. Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible. However, some TPG readers have been targeted for even better offers: up to 125,000 points on the personal. We’re excited about the new additions to the Amex Business Platinum card, but equally (or more) exciting is its increased welcome offer. Marriott Bonvoy Business ® American Express ® Card. The Platinum Card gives you access to more than 40 American Express Centurion lounges at airports all over the world. We estimate the value of. S. ca/travel 5. Being a Charge Card, your American Express® Platinum Card comes with no pre-set spending limit*, giving you. Spend between $250,000 to $350,000 per year on your Amex credit cards for the personal Centurion card or $400,000 to $500,000 for the business version (though some reports say you need to spend. Earn an annual $200 cash bonus every year you spend $200,000 or more. Here are the details on the rates and fees of. I think only green, gold and platinum are traditional charge cards, murf633. 2% back at a minimum, could even make it 2. The Platinum Card’s welcome bonus is: Earn 80,000. Business Credit Cards. com or through the Fly Delta app; Check your first bag free on every Delta flight – savings of at least $60 on each round-trip flight, per personThe Amex Plum card be a business charge card so earns cash back. And generally speaking, five Amex cards isn’t a hard-and-fast rule — some customers have reported having six or more cards. 50% cash back rewards on any balance amount paid within 10 days of the statement closing date and the ability to carry a balance for 60 days interest-free when you pay the Minimum Due by the Payment Due date. It's a great card, but it's not the right one for everyone. Based on TPG's valuation of Membership Rewards points at two cents each, the Platinum bonus is worth $1,600. The Platinum also offers ultra-premium travel benefits, but for a higher annual fee. How does it compare to Chase Sapphire Preferred, a travel, airline, points and restaurant card? Read our comparison chart below. With that said, it is important to be clear about the. $695 (rates & fees): Best for Travel & Lounges: American Express ® Business Gold Card: CARD REFRESH: Earn 70,000 points after. This feature lets you split large purchases into monthly payments by paying a fixed fee and no interest charges. The Platinum Card comes with a $695 annual fee (see rates and fees) and has so many benefits that it's often referred to as a "membership card" — a card that you keep for its benefits rather than its earning potential. Find Your Minimum Spending Requirement. First checked bag free on Delta Flights‡. $100 NEXUS Card Statement Credit – American Express® Platinum Cardmembers are eligible to receive up to $100 CAD in statement credits every four (4) years for application or renewal fees for the NEXUS program when charged to an eligible Card. Platinum. Delta Platinum Card [Detailed Comparison] Earn 60,000 bonus miles after you spend $5,000 in purchases on your new Card in your first 6 months. Savings Accounts & CDs. Right now, there is a generous welcome offer on the Amex Platinum: Earn 80,000 Membership Rewards Points after you spend 80,000 on purchases within the first six months of card membership. It’s worth noting, however, that both cards. For a difference of $150, the Amex Platinum can offer a better value, since there's a long list of non-Delta benefits that are useful for other parts of the travel experience, whether that's with hotels or rental cars. Since the Amex Platinum card is $600 more each year, you’ll want to make certain that all of the benefits you receive from the card are worth it for you. Meanwhile, American Express increased the annual fee on the Platinum Card from $550 to $695 (see rates and fees) in mid-2021. I carry three of these cards and pay $2,085 in annual fees each year. Earns 5 Points per Dollar on Flights — [$100+] The Amex Platinum card earns a whopping 5 Membership Rewards points per dollar on airfare purchases made directly with the airline, up to $500,000 per year. 0% variable. Delta SkyMiles® Gold American Express Card - best for occasional delta flyers. AMERICAN EXPRESS. In contrast, the Business Platinum bonus is worth $2,400, making them two of the most valuable offers on the market. And it's half the price of the Delta SkyMiles® Reserve American Express Card, with a. Car Rental Loss and Damage Insurance is underwritten by AMEX Assurance Company. There isn't a welcome offer. American Express® Platinum Card . The Blue Cash Preferred® Card from American Express sits among the elite in cash-back credit cards and is perhaps the ideal card for families. Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Now, we can do that online or via the Amex app. Delta SkyMiles® Gold American Express Card. S. If you have decent credit, apply for American Express Platinum. providers for Advertising in select. Cost includes $12. Best American Express Cards of November 2023. The American Express ® Business Gold Card is excellent at racking up rewards for your business spend. $2,000. You’ll only earn bonus cash-back on purchases at Amazon. Bonus value*. You can with the Platinum by using the "Plan it" feature which has 0% APR promo on the Biz Plat. Select the Card below to read the full Policy for Extended Warranty related to that Card. 07/18 - denied when I tried pay a licensing fee $160. The Gold Card’s current. If you prefer talking to someone, report your claim by calling 800. 2. Earn 50,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 6 months. American Express Gold is a better card to use abroad than Amex Platinum,. Benefits. We're comparing who Amex Business Yellow card to the Amex Plum card toward help her specify which map is best for your employment mode. The Minimum Payment is the lesser of (1) or (2), calculated as follows: 1) the total of: (a) any previously billed minimum payment that remains unpaid on the Closing Date. 9. Next month your limit will be between $10-30k. 1. The Blue Business® Plus Credit Card from American Express offers 2% cashback on the first $50,000 each year and 1% thereafter. It had a no preset spending limit with trade terms. Amex Gold card — Premium. The Plum Card is pretty expensive, though, charging a $250 annual fee. You’ll be asked to pay $250 per year to keep your card. 80,000 bonus points: The Platinum Card® from American Express. Additional Details. Earn a $100 Delta Flight Credit towards future travel after you spend $10K on your Card in purchases during a calendar year ‡. If you need to carry a balance, Amex offers a feature called Pay Over Time, with interest rates similar to a credit card. 25% on everything else. Activate Your Amex Platinum Card. Free $15 Uber every month! ;) Updated: AmEx Platinum letter stated, “ we have suppressed the following fees from billing on your account statement for the duration of your active military duty. Delta SkyMiles ® Reserve Business American Express Card. For example, my Amex Gold card carries an 18. Return Protection¹. Gold Card. Rinse and repeat until 7 figures. supermarkets and gas stations. 26% compared to American Express’s average fee of 2. The three iterations of the Platinum I'm comparing today include The Platinum Card® from American Express (the most popular choice), The Business Platinum Card® from American Express and The American Express Platinum® Card for Schwab. The Platinum Card® from American Express comes with a $695 annual fee. S. Winner: Amex Business Platinum.